Timberland Bank

A Century of Community Banking

Timberland Bank first opened its doors in 1915 in downtown Hoquiam, Washington, founded as Southwest Washington Savings and Loan by four local businessmen committed to helping settlers borrow money to build and purchase homes. Over a century later, Timberland Bank has grown to over $2 billion in assets and 24 branch locations while remaining under local leadership.

Personal Banking

Timberland Bank offers a full range of personal banking solutions, including checking and savings accounts, debit cards with rewards, health savings accounts, and convenient digital tools. Customers can bank anywhere with online and mobile banking, online bill pay, Zelle, and 24-hour phone banking through iTalk.

Business Banking

Business clients benefit from checking accounts, cash management, merchant services, remote deposit, ACH transactions, Autobooks, and insured cash sweep options — all designed to help businesses run smoothly.

Home and Construction Lending

Timberland Bank's experienced local lenders specialize in home loans, refinancing, home equity borrowing, and construction loans. They offer conventional, FHA, VA, USDA/Rural Development, and manufactured home financing. A standout feature is local loan servicing — Timberland keeps your loan records in house rather than selling them, so you always work with someone nearby.

Business Lending

Flexible business loan solutions are available for startups and expanding businesses alike, including SBA loans, with a dedicated business banking team to guide you.

Community Commitment

From corporate citizenship and community giving to the annual Pet Photo Contest supporting local animal shelters, Timberland Bank remains deeply invested in the communities it serves. As they say: "You're a neighbor, not a transaction."